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13 May 2019
Lets talk about mental health and financial protection
Hosted by the Mental Health Foundation, Mental Health Awareness Week 2019 takes place from Monday 13 to Sunday 19 May 2019. The theme this year is Body Image – how we think and feel about our bodies...
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12 April 2019
The Assurance of Insurance
The first death claim on a “modern” life assurance policy followed the death of salt merchant William Gibbons in London in 1584...
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18 March 2019
Mother’s Day. Cards, flowers and a “what if” review
Whilst we mark Mother’s Day on March 31, as far as children are concerned, and dependent children in particular, every day is “mum, can you do this for me” day! This makes new data from the Office of National Statistics...
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18 Feburary 2019
As family spending rises, so does the need for a protection “Plan B”
With incomes squeezed, savings at historic lows and borrowing levels increasing to levels not seen since 2008, the latest Office for National Statistics (ONS) snapshot of family spending makes for worrying reading...
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22 January 2019
Building on 2018 market events – a look ahead to 2019
We enter 2019 in a position of relative strength, with the most recent data from IRESS, Equifax Touchstone and other sources suggesting that notwithstanding GDPR and the introduction of the Insurance Distribution Directive...
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28 November 2018
A personalised approach to underwriting
New protection products, innovations and adaptations regularly fill the trade press headlines, but it’s rare to hear about the service that improves access to the actual benefits of advice - in particular, underwriting philosophy and practice...
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7 November 2018
Purple Tuesday – Improving accessibility for all
With nearly one in five of the working population living with a disability*, improving access to everyday products and services, including financial services (and insurance in particular) for those living with health conditions and disabilities...
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9 October 2018
Caring for mental health wellbeing
In many ways, mental health is just like physical health: everybody has it, we need to take care of it and should we suffer a mental health issue, it’s all too often compounded by a financial health impact...
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26 September 2018
Our wider duty as financial protection providers
Financial protection solutions such as life insurance, critical illness insurance and income protection are designed to, and do, provide essential financial assistance should illness or death occur...
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20 September 2018
Supporting you to meet Insurance Distribution Directive requirements
As the introduction of the Insurance Distribution Directive is fast approaching, I want to discuss in more detail what’s involved and the support available from Scottish Widows...
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11 September 2018
Financial resilience to income shocks
The August Bank of England interest rate rise was a shot across the bow – a reminder that ultra-low rates are not the norm. While the move is unlikely to be the start of a huge or rapid rise in the cost of borrowing...
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9 July 2018
Helping people when they need it most - how our industry has moved on
Our industry has come a long way from the first claim on a “modern” insurance policy, following the death of salt merchant William Gibbons in London in 1584...
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14 June 2018
Insurance Distribution Directive
As we count down to the implementation of the Insurance Distribution Directive (IDD) in October, just four months away, now is the time to put preparations in place...
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4 May 2018
Self-employed, financial self-reliance & intersecting needs
There is a rapidly growing number of people in the UK who are self-employed and largely self-reliant. Office for National Statistics (ONS) data has recently confirmed this is now exceeding 4.7m people and around 14.7% of the workforce...
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